Guide to Claim Insurance for Your Stolen Two-wheeler
When the classic bike bug hits men, there is no stopping them. Maybe they want that bike they dreamed about in college and ride it just like a maverick in a leather jacket. For others, it’s the idea of commuting on their own terms and the freedom that a bike offers that matters the most.
No matter what your reasoning is, the joy of watching your dream bike parked in your garage is truly unmatched. But imagine the horror of becoming a victim of bike theft. It’s a tragic event; however, having a comprehensive two-wheeler insurance policy can help.
Comprehensive Two-Wheeler Policy Also Covers Theft
A comprehensive policy not just covers third-party liability, yet additionally the damages and losses caused to your two-wheeler and you. Aside from natural calamities, it also covers man-made calamities amongst which ‘theft’ is viewed as a noteworthy one.
However, the coverage that you are eligible for is considered valid only when the claim filed is convincing, complete, and as per the required process. Therefore, in the event of motorbike theft, you need to keep calm and follow these steps to register the claim against theft of your two-wheeler
Register an FIR
As soon as you realize your two-wheeler has been stolen, visit the nearest police station and register an FIR. First Information Report or the FIR is the foundation of a compelling theft claim and therefore, under any circumstances, you shouldn’t skip this step.
Inform Your Insurance Company
The next step is to inform the insurer soon after. You can call on the helpline number provided on your policy document. Once you have placed a call to your insurance company, it will have its own procedure to kick start. To handle your issue, a ‘Claim Inspector’ will be assigned.
You must also fill in the two-wheeler insurance claim form and provide all the necessary information, including the details regarding the theft, vehicle number of the stolen bike, two-wheeler insurance policy number, etc. While describing the incident, be as descriptive as possible, co-operate at all levels and answer the questions of the claim officer with utmost honesty.